Risk Disclosure

Last updated: January 2026

This Risk Disclosure is provided for informational purposes only and does not constitute investment advice.

1. General Risk Statement

Participation in blockchain-based platforms, digital assets, and tokenised systems involves significant risks and may result in loss of value.

You should carefully consider whether such activities are suitable for you in light of your financial situation, experience, and risk tolerance.

2. No Guarantees

Hecto makes no representations or guarantees regarding:

• future performance;
• returns, rewards, or yields;
• token value, liquidity, or market availability.

Any references to potential functionality or economic mechanisms are illustrative only.

3. Regulatory Risk

Digital assets and tokenised products may be subject to evolving or unclear regulatory regimes. Changes in laws or enforcement actions may materially affect the availability or legality of the Site or related services.

4. Technology and Smart Contract Risk

Blockchain protocols, smart contracts, and software systems may contain vulnerabilities, bugs, or exploits. Failures may result in loss of assets, data, or access.

5. Market and Liquidity Risk

Digital assets may experience extreme volatility, limited liquidity, or sudden market disruptions. Prices may fluctuate significantly or drop to zero.

6. Third-Party Risk

The Site may rely on third-party infrastructure, wallets, validators, or service providers. Failures or misconduct by third parties may adversely impact users.

7. Operational Risk

Interruptions, cyberattacks, governance failures, or force majeure events may disrupt the operation of the Site.

8. User Responsibility

You are solely responsible for:

• safeguarding private keys and wallet credentials;
• complying with applicable laws and regulations;
• understanding the risks associated with blockchain-based systems.

9. No Fiduciary Relationship

Nothing in this Risk Disclosure creates any fiduciary, advisory, or trust relationship between you and Hecto.

10. Acknowledgement

By accessing or using the Site, you acknowledge that you understand and accept the risks described in this Risk Disclosure.